Round-up savings apps have been pitched for over a decade as the easiest way to save money without noticing it — round every purchase up to the nearest dollar, and let the spare change quietly build into real savings. The math behind that pitch is worth checking before deciding whether it’s worth downloading another app, … Read more
Are treasury bills worth it right now, or is a high-yield savings account still the simpler choice? As of September 9, 2026, the 4-week T-bill yields 3.81%, the 13-week yields 3.95%, and the 26-week yields 4.01% — all a touch below the roughly 4.10% top high-yield savings accounts are currently paying. On the surface, that … Read more
Are I bonds worth it right now, with a headline rate that beats almost everything else in savings? Series I savings bonds bought between May and October 2026 earn a 4.26% composite rate, according to the Treasury’s own rate announcement — made up of a 0.90% fixed rate locked in for as long as you … Read more