How Much Debt Do Americans Have? Best 2026 Numbers

how much debt do americans have, chart showing $18.8 trillion total household debt broken down by type with delinquency rates

How much debt do Americans have right now? The New York Fed’s Q2 2026 Household Debt and Credit Report puts the number at $18.8 trillion total — a small 0.1% dip from the previous quarter, the first decrease in a while. Spread evenly across the roughly 134.8 million households in the U.S., that works out … Read more