How to Build a Down Payment Fund: Best 2026 Guide

Line chart comparing $500 vs $1,000 monthly savings to reach a $29,000 down payment fund goal

If building a down payment fund keeps getting harder instead of easier, the data backs that up. The typical first-time homebuyer is now 40 years old, up from 38 just the year before, according to the National Association of Realtors — a clear sign that getting the money together is taking people longer than it … Read more